Office (2.84 × 1.68)
Level: Main
86 St Andrews Street
Victoria, Cambridge, ON N1S 1M4
Description
Welcome to 86 St Andrews Street, a beautifully renovated character home in prestigious Dickson Hill, set on an impressive 74-foot-wide pie shaped lot. This 3-bedroom, 2-bath home combines historic charm with high-end custom finishes, exceptional craftsmanship and extensive modern updates completed in 2025. The versatile main floor offers a living room, family room, beautifully appointed kitchen, main-floor laundry and two offices. The larger office offers flexibility as a den, guest room or potential fourth bedroom, while the second is ideal for working from home. Multiple exterior entrances add further functionality. A full basement provides substantial utility and storage space. The extensive renovation went well beyond finishes, with major upgrades to HVAC, plumbing, electrical, insulation, windows, doors and exterior components, complemented by custom millwork, wide-plank hardwood and carefully restored heritage details. With multiple living spaces, 3+1-bedroom potential, a 74-foot-wide pie shaped lot and a highly functional floor plan, this move-in-ready home offers a rare combination of character, craftsmanship, flexibility and modern convenience—steps from Victoria Park and within walking distance of the Gaslight District and Downtown Galt.
01 / Property recordListing detailsFacts, history, rooms and location
Key Facts
- MLS® #
- 40872364
- Board
- Cornerstone (ITSO) MLS®
- Days on market
- Tax
- $5,000
- Size
- 1781 sqft
- Lot
- 74.00 × 108 ft
- Parking
- 2 Parking
Listing History
Listing activity for 86 St Andrews Street, Cambridge, ON
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| N/A | N/A | $849,900 | N/A | For Sale | 40872364 |
Property Details
Property
- Property Type
- Single Family Residence
- Style
- Victorian
- Community
- Victoria
- Municipality
- Cambridge
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Basement Type
- Full, Unfinished
- Kitchens
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air, Natural Gas
Building
- Size
- 1781 sqft
- Construction
- Brick
Parking
- Driveway
- Private Drive Triple+ Wide
- Add. Parking
- 2
- Total Parking
- 2
Land
- Sewer
- Sewer (Municipal)
- Lot Size
- 74.00 × 108 ft
Additional
- Year built
- 1890
- Foundation
- Stone
- Roof
- Asphalt Shing
- Fireplace
- 1
- Extras
- Water Heater, Water Heater Owned, Water Softener, Dishwasher, Dryer, Hot Water Tank Owned, Microwave, Range Hood, Refrigerator, Stove, Washer
Rooms (14)
Office (4.29 × 3.40)
Level: Main
Kitchen (4.80 × 4.34)
Level: Main
Recreation Room (3.96 × 3.78)
Level: Basement
Bedroom (2.74 × 2.84)
Level: Second
Utility Room (9.47 × 3.91)
Level: Basement
Bathroom (2.74 × 2.01)
4-Piece
Level: Second
Bedroom Primary (5.54 × 3.66)
Level: Second
Laundry (1.42 × 2.29)
Level: Main
Bedroom (3.58 × 3.66)
Level: Second
Bathroom (1.88 × 1.57)
2-Piece
Level: Main
Other (1.50 × 4.39)
Level: Second
Living Room (4.29 × 4.65)
Level: Main
Family Room (3.45 × 3.30)
Level: Main
Location
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
13 records read 7 on record nearby 6 checked, none on recordRead 2026-11-07
Water and conservation
- No mapped wetland within 120 m
- No water-supply well recorded within 250 m8 test or monitoring holes also recorded.
- Groundwater recorded about 5.1 m below ground nearbyThe middle water level in the well records within 500 m (107 records). It changes with the season and from spot to spot.
- Bedrock about 1.5 m down nearbyThe middle depth to bedrock in the well records within 500 m.
Province of Ontario open data
Planning and building activity
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
Province of Ontario open data
Around the home
- A trail on the Ontario trail network within 1 km
Province of Ontario open data
Environmental records
- 1 licensed pit or quarry within 2 kmThe nearest is 1.9 km away, as mapped.
- No recorded oil, gas or salt well within 250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.
Province of Ontario open data · Government of Canada open data
Power and internet
- Electricity is distributed here by GrandBridge Energy Inc.
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Ontario Energy Board · Innovation, Science and Economic Development Canada
None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
02 / Plan your numbersToolsMortgage and cash-flow planning
Mortgage Tools
Mortgage calculator
20%
Monthly Payment
$3,896
- Down payment$169,980
- Mortgage amount$679,920
- Total interest$488,880
- Total cost$1,338,780
Cash flow analysis
$3,896
Total monthly payment
$4,313
Break-even down payment
100%
Cash flow-$4,313
03 / Community profileNeighbourhood demographicsPeople, homes and household context
Expand Neighbourhood demographics to load Statistics Canada census charts.
$849,900
$849,900
CAD
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