Room 1
Level not provided
40 John Street
St Gregory's/Tait, Cambridge, ON N1S 2V4
Description
Legal fourplex in prime West Galt location! 40 John Street, Cambridge delivers almost $70,000 in annual income from a spacious 4-unit building boasting over 4,000 sq ft of finished living space. The layout offers something for every tenant: two 2-bedroom units (one on each side), a 1-bedroom unit in the middle, and a large 3-bedroom unit above — well-suited to multi-generational living or a buy and hold. Set on a quiet, family-friendly street just steps from the Grand River, the Gaslight District, and vibrant Downtown Galt, the property pairs residential charm with real rental appeal. Standout features include 6+ parking spaces, private backyard access for one unit, roof patio access for two units, and high ceilings throughout, backed by recent upgrades — a brand new boiler (2025), partial new roof (2016), 3 of 4 units recently updated, new front deck, new eaves, replaced windows, and an updated lobby/front entrance.
01 / Property recordListing detailsFacts, history, rooms and location
Key Facts
- MLS® #
- 40861180
- Board
- Cornerstone (ITSO) MLS®
- Days on market
- Tax
- $7,319
- Size
- 4361 sqft
- Lot
- 109.00 × 75 Square Feet
- Parking
- 6 Parking
Listing History
Listing activity for 40 John Street, Cambridge, ON
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| N/A | N/A | $899,999 | N/A | For Sale | 40861180 |
Property Details
Property
- Property Type
- Multi-4 Unit
- Style
- Other
- Community
- St Gregory's/Tait
- Municipality
- Cambridge
Inside
- Bedrooms
- 8
- Bathrooms
- 4
- Basement Type
- Walk-Up Access, Partial, Unfinished
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Baseboard, Natural Gas, Radiant, Other
Building
- Size
- 4361 sqft
- Construction
- Brick
Parking
- Driveway
- Front Yard Parking, Outside/Surface/Open, Private Drive Triple+ Wide
- Add. Parking
- 6
- Total Parking
- 6
Land
- Sewer
- Sewer (Municipal)
- Lot Size
- 109.00 × 75 Square Feet
- Lot Size Code
- Square Feet
Additional
- Year built
- 1900
- Foundation
- Stone
- Roof
- Asphalt Shing
- Extras
- Dryer, Refrigerator, Stove, Washer
Rooms (12)
Room 2
Level not provided
Room 3
Level not provided
Room 4
Level not provided
Room 5
Level not provided
Room 6
Level not provided
Room 7
Level not provided
Room 8
Level not provided
Room 9
Level not provided
Room 10
Level not provided
Room 11
Level not provided
Room 12
Level not provided
Location
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
13 records read 9 on record nearby 4 checked, none on recordRead 2026-11-07
Water and conservation
- No mapped wetland within 120 m
- 6 water-supply wells recorded within 250 m13 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7 m.
- Groundwater recorded about 5.1 m below ground nearbyThe middle water level in the well records within 500 m (80 records). It changes with the season and from spot to spot.
- Bedrock about 1.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.
Province of Ontario open data
Planning and building activity
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
Province of Ontario open data
Around the home
- A trail on the Ontario trail network within 1 km
Province of Ontario open data
Environmental records
- 1 licensed pit or quarry within 2 kmThe nearest is 1.8 km away, as mapped.
- No recorded oil, gas or salt well within 250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 400 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.
Province of Ontario open data · Government of Canada open data
Power and internet
- Electricity is distributed here by GrandBridge Energy Inc.
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Ontario Energy Board · Innovation, Science and Economic Development Canada
None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
02 / Plan your numbersToolsMortgage and cash-flow planning
Mortgage Tools
Mortgage calculator
20%
Monthly Payment
$4,126
- Down payment$180,000
- Mortgage amount$719,999
- Total interest$517,801
- Total cost$1,417,800
Cash flow analysis
$4,126
Total monthly payment
$4,736
Break-even down payment
100%
Cash flow-$4,736
03 / Community profileNeighbourhood demographicsPeople, homes and household context
Expand Neighbourhood demographics to load Statistics Canada census charts.
$899,999
$899,999
CAD
Estimate unavailable
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